� Jeffry Wurangian who is currently served as Bank Sulut Chief Director able to change�direction policy of PT. Bank Sulut from previously focused on Civil Servant (PNS) to�Development Bank that cares for real sector development in this region. �The big concern towards real sector seen on productive loans composition of Bank Sulut�which until the end of December 2010 could reach 27% composition, grew threefold�compared to last year 9%,�said Bank Sulut Chief Director, Jeffry Wurangian in Manado, on�Tuesday. Jeffry Wurangian who is currently served as Bank Sulut Chief Director able to change�direction policy of PT. Bank Sulut from previously focused on Civil Servant (PNS) to�Development Bank that cares for real sector development in this region. �The big concern towards real sector seen on productive loans composition of Bank Sulut�which until the end of December 2010 could reach 27% composition, grew threefold�compared to last year 9%,�said Bank Sulut Chief Director, Jeffry Wurangian in Manado, on�Tuesday. � Jeffry said, small micro enterprises spread both in Manado until the remote area, therefore�as a regional development agent, Bank Sulut would like to actively participate in pushing�productive loans to grow significantly. Productive loans that has been distributed by Bank Sulut besides business loans which�become progress in the year 2010, also Kredit Usaha Rakyat (KUR)/ People�s Business Loan�until December 2010 which inteded for the empowerment of real sector in order to support�welfare rate of people. �KUR realization has achieved 109% from 2010�s target amounted Rp 25 billion, this is�really proud� Jeffry said. Cooperation with religious figure in KUR distribution is the one and only breakthrough in�Indonesia, Jeffry said very positive in accelarate KUR distribution so it is able to exceed the�expected target.�Total loans disbursed by Bank Sulut until December 2010 including KUR has achieved Rp 3�trillion. From the amount, there�s only Rp 2,1 trillion go into consumptive sector or just 73%�from the whole loans whereas last year above 90%. The capacity of Bank Sulut in distributing loans almost one third from total banking loans in�this region then follow by the high trust of the society toward this bank seen from Third Party�Fund until December 2010 able to emerge Rp. 3,2 trillion. �Besides DPK society, management�s policy in doing emission Bonds IV worth Rp.400�trillion like bond emission sub ordination Bank Sulut 1 Year 2010 amounted 10 billion, very�helpful to this regional bank so it is able for loans and offices network expansions in several�regions,�Jeffry Said. Network of new offices which successfully constructed in this 2010 year namely, Surabaya�branch, Malang (East Java) Sub Branch, Cempaka Putih, Mangga Dua (Jakarta) and network�office in South Bolaang Mongondow, East Bolaang Mongondow and Popayato plus Cash�Office at Major Office of Bitung City.�Seeing the enthusiasm toward Bank Sulut has been increasing, so some offices have�improved its status to become Branches among of them are Airmadidi Branch, North�Minahasa (MinUt) and Tilamuta Gorontalo.��Also Jakarta branch located at Jalan Thamrin moved to Plaza Gani Djemat as an effort to�make our services closer to Bank Sulut customers,� Jeffry said. Program kemitraan dan bina lingkungan (PKBL)/Partnership Program and Maintain�Environment which previously only known its distribution by State Owned Enterprises�(BUMN), Jeffry said is now possible to be realized by various aid such as waste carrier,�police post, habitable houses rehabilitation aid, Toilets development, Car dump truck�and bin container for waste carry facility. Bank Sulut also gives aid in empowerment and�development of Karang Taruna and Kelompok Usaha Ekonomi Produktif (LUEP)/Business�Group Economy Productive for poor household amounted Rp 5 billion. Meanwhile, the program Bank Sulut cares for education, religious, community development,�and sports have distributed fund worth Rp 1 Billion. Financial performance of Bank Sulut until December 2010, mobilizing third party fund�(DPK) Rp 3,2 trillion, distributed loans Rp 3 trillion, realization of kredit usaha rakyat (KUR)�/People�s Business Loans 109% with total asset able to accumulated reaching Rp 4,2 trillion. The various banking�s activity including loans expansion which is quite higher, Jeffry said�was able to push profit of Bank Sulut until December where it was experienced increasing up�to Rp 141 billion, value that never been achieved so far.