Establish range of productif credit 40% BPD SULAWESI UTARA (North Sulawesi) It`s not at the top of the best regional bank based on criteria bank rating of Investor magazine. However, the jury then agreed that the bank that plans to convert into stock this year, received a special award. BPD Sulawesi recorded the highest credit growth in 2010 and posted the highest operating profit growth compared to other regional banks. Loans which that given by BPD Sulawesi per end of 2010 stood at Rp 3.04 trillion, up 36.03% over the previous year to Rp 2.2 trillion. Bank credit growth rates than the entire BPD Sulut highest rated by Investors. While the bank`s operating profit growth of third party funds (TPF), non-government closer to 70% was also greatest among other BPD, reaching 117% from Rp 60.1 trillion to Rp 130.5 trillion as of late. One of the target of the Bank of North Sulawesi, Jeffrey J Wurangian disclosed, managing director, creating a balance of third party funds from the wider community with local government-owned fund. Plans to change the status of the Bank`s regional government possessed only a public bank also became the focus at this time. "Years banks depend on local government areas in the capital. Go public is one way to escape from dependency," said graduate of Oklahoma State University, USA and a former banker at HSBC and Bank Danamon. Bank yang dipimpinnya, kata Jeffry, akan masuk ke dalam program regional champion dengan porsi kredit minimal 40% dalam waktu lima tahun. Ia menyakini porsi kredit produktif yang saat ini ada di angka 27,39% akan berkembang menjadi 30% akhir tahun ini. Ekspansi setelah IPO (Initial Public Offering) menurutnya lebih lancar, lebih besar dari pertumbuhan selama ini. "Membangun BPD itu sama dengan membangun rumah tak bisa langsung buk-buk, agar sejalan dengan azas prudential perbankan. Untuk ekspansi juga harus seimbang dengan mengikuti rasio-rasio yang ditetapkan otoritas. Termasuk menjaga LDR, NPL dan CAR," paparnya dalam wawancara khusus dengan Investor. [putu Anggreni  - Majalah Investor] Bank that Lead by Jeffry J Wuranga, will enter into a regional champion program with the credit portion of at least 40% within five years. He believed the portion of earning credits that currently exist in the 27.39% figure will grow to 30% later this year. Expansion after the IPO (Initial Public Offering) thought more smoothly, more than the growth over the years. "Building the BPD was the same as building a house could not immediately fight, so in line with the principles of prudential banking. For the expansion must also be balanced with the following ratios defined by authority. Including keep LDR, NPL and CAR," he explained in a special interview with Investor. [Putu Anggreni - Investor Magazine]